Case Studies
Discover how we’ve helped clients secure funding across residential mortgages, buy to let, bridging finance, commercial lending, and specialist finance solutions.
From £340,000 Purchase to £675,000 Valuation
HMO SUCCESS STORY
We recently supported a property investor in the acquisition and conversion of a five-bedroom property in Rugby, purchased for £340,000.
To facilitate the purchase and planned refurbishment works, we secured a 65% Loan-to-Value bridging loan, achieving approval within just three weeks from the initial enquiry.
The client carried out an extensive refurbishment, adding two additional bedrooms and transforming the property into a high-performing seven-bedroom HMO.
The refurbishment was completed in approximately three months, with tenants successfully moved in shortly thereafter. The completed property now generates £4,500 per month in rental income, significantly enhancing the investment's cash flow and overall yield.
Following completion of the works and stabilisation of the tenancy, the property received a new commercial valuation of £675,000 highlighting a substantial increase from the original purchase price and demonstrating the value created through strategic refurbishment and effective financing.
Key Outcomes
Purchase Price: £340,000
Bridging Finance: 65% LTV
Funding Secured: 3 weeks from enquiry to approval
Additional Bedrooms Added: 2
Renovation Period: 3 months
Monthly Rental Income: £4,500
Post-Works Commercial Valuation: £675,000
This project highlights how the right funding solution, combined with a well-executed refurbishment strategy, can unlock significant capital growth and long-term income potential for property investors.
